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EMPLOYEE BENEFITS

If you own a business, planning for your company’s financial future and taking care of your employees may seem overwhelming and expensive.  You may know that having an employee benefit plan or a group retirement plan will help you keep and attract good employees, but perhaps you aren’t sure what is best for your company or if they are affordable.  At Buss Financial Group, it’s our business to protect your business.

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Employee Benefit Plans include:

Group Disability Insurance
Group Life Insurance
Group Health and Dental Plans

Plan design consulting is critical to the ongoing viability of a Group Benefit Plan.  Whether you choose a Traditional or Pooled Benefit Plan, a Health Care Spending Account or a Self-Funded Plan, your group plan will be designed and customized benefit to meet the needs of your company.  Our clients range from companies with hundreds of employees to small businesses with one employee.

We are committed to keeping you up-to-date on the latest market and legislation changes so you can make the most informed and cost-effective decisions possible.  Coordination with Provincial plans ensure that you are not paying for unnecessary claims.

Annual renewal reviews ensure you are getting the best value at renewal time by evaluating the rates, usage and renewal projections.  It’s always our goals to reduce costs without reducing benefits.

“Like many small business owners, I tossed around the idea of employee benefits for a long time, but found it costly and time consuming. Tammy understood. She’s been there too. The difference is that she specializes in small business benefits. Tammy customized a plan that is both flexible and cost effective.”

Betty Tam, VP   Forever Homes

Group Retirement Savings Solutions

Group retirement savings plans can include Registered Retirement Savings Plans (RRSPs), Deferred Profit Sharing Plans (DPSPs), and Registered Pension Plans (RPP). These types of group plans can help your employees to benefit from a tax-efficient compensation option and ultimately enables them to pay lower investment management fees than they would pay if they were investing on their own.

Group Retirement Savings Solutions can include:

Defined Contribution Plans
Defined Benefit Plans
Deferred Profit Sharing Plans (DPSP)
Group RRSP
Group TFSA

A Group Retirement Plan can help provide greater financial security for your employees and their families with the added benefit of building morale and enthusiasm.