Estate Planning

Estate planning is an important part of the financial planning process, especially if your estate involves significant assets or complex issues. Proper estate planning can reduce the taxes and expenses of your estate, and assist in making the transfer of assets easier and quicker all while protecting your beneficiaries.

From a tax perspective, your estate planning objectives should include:


Estate preservation

Minimizing and deferring tax on your estate.


Tax Burden

Moving any tax burden to be paid only on the future sale of assets.

People Centred. Service Driven.

Estate planning is an ongoing process as your circumstances, needs and wishes change. Regardless of your age, the use of estate planning in conjunction with your Will, is an essential element of life planning. There are different stages of life, and consequently, certain issues may arise that require different estate planning strategies.

Medpoint Health Care Centre

Retaining good employees is important to me, but as a small business it’s sometimes difficult to compete with the large corporations when it comes to employee benefits. Tammy showed me options that made it possible. Thank you.

Welker and Associates Trustees in Bankruptcy

For me, business is about the bottom line. I want my profits high, costs low and save tax whenever possible. With the help of Buss Financial Group, I now have a Health Care Spending Account making the most of my after tax dollars.

Lubnow Restorations

We’ve tried benefits in the past, but just couldn’t keep the cost under control. Tammy showed us how a Health Care Spending Account could change all that.

Dowler-Karn Limited

Our partnership with Buss Financial has spanned many years. They have been a great source of help & support to our employees and our organization. The great staff at Buss Financial have certainly made our job easier!

Forever Homes

Like many small business owners, I tossed around the idea of employee benefits for a long time, but found it costly and time consuming.  Tammy understood.  She’s been there too. The difference is that she specializes in small business benefits.  Tammy customized a plan that is both flexible and cost effective.