PRODUCTS

Tammy Buss has over 30 years’ experience helping businesses and families plan and organize their financial affairs. Her focus on small business has resulted in a portfolio of over 50 Group Benefit and Pension plans. As Owner and President of Buss Financial Group she has personally provided financial advice to over 500 clients in the areas of Life and Critical Illness, Retirement Savings and Estate Planning.

Employee Benefits

If you own a business, planning for your company’s financial future and taking care of your employees may seem overwhelming and expensive.  You may know that having an employee benefit plan or a group retirement plan will help you keep and attract good employees, but perhaps you aren’t sure what is best for your company or if they are affordable.  At Buss Financial Group, it’s our business to protect your business.

Employee Benefit Plans include:

  • Group Disability Insurance
  • Group Life Insurance
  • Group Health & Dental Plans

* View the desktop version of our website for full product details.

Group Retirement

Group retirement savings plans can include Registered Retirement Savings Plans (RRSPs), Deferred Profit Sharing Plans (DPSPs), and Registered Pension Plans (RPP). These types of group plans can help your employees to benefit from a tax-efficient compensation option and ultimately enables them to pay lower investment management fees than they would pay if they were investing on their own.

Group Retirement Savings Solutions can include:

  • Defined Contribution Plans
  • Defined Benefit Plans
  • Deferred Profit Sharing Plans (DPSP)
  • Group RRSP
  • Group TFSA

* View the desktop version of our website for full product details.

Business Owner

Business owners have unique needs. You assume great risk in owning your own business and it is important for you to have security wherever possible. By putting specific programs in place we can ensure your business is protected from creditors in the event of unexpected death, disability or critical illness of a partner or key person.

  • Key Person Insurance
  • Business Overhead Insurance
  • Buy/Sell Insurance
  • Individual Pension Plans

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Insurance Solutions
  • Critical Illness Insurance
  • Disability Insurance
  • Life Insurance
  • Long Term Care Insurance
  • Travel Insurance
  • Medical Insurance

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Investment Solutions
  • Annuities
  • Guaranteed Investment Certificates (GICs)
  • Life Income Funds (LIF)
  • Mutual Funds
  • Registered Education Savings Plan (RESP)
  • Registered Retirement Income Funds (RRIF)
  • Registered Retirement Savings Plan (RRSP)
  • Segregated Funds
  • Tax Free Savings Account (TFSA)

DFS INVESTMENTS IS A MUTUAL DEALER REGISTERED IN EVERY CANADIAN PROVINCE AND TERRITORY AND AN EXEMPT MARKET DEALER REGISTERED IN ALL PROVINCES, EXCEPT MANITOBA. IT IS ALSO REGISTERED IN EVERY CANADIAN PROVINCE AND TERRITORY FOR THE DISTRIBUTION OF INSURANCE PRODUCTS. DFS INVESTMENTS’ ADVISORS MAY BE QUALIFIED TO PROVIDE ADVICE ON MUTUAL FUNDS, EXEMPT MARKET PRODUCTS AND OTHER INVESTMENTS PRODUCTS, AMONG OTHER THINGS. IN QUÉBEC, DFS INVESTMENTS IS ALSO REGISTERED AS A RESTRICTED DEALER, A GROUP INSURANCE OF PERSONS AND A FINANCIAL PLANNING FIRM. UNLESS OTHERWISE INDICATED, INVESTMENTS IN PRODUCTS DISTRIBUTED BY DFS INVESTMENTS ARE NOT INSURED, IN WHOLE OR IN PART, BY THE CANADA DEPOSIT INSURANCE CORPORATION OR BY ANOTHER PUBLIC DEPOSIT INSURANCE FUND, AS THE CASE MAY BE, NOR ARE THEY GUARANTEED, IN WHOLE OR IN PART, BY DESJARDINS INSURANCE¹, AND THEIR VALUE IS SUBJECT TO MARKET FLUCTUATIONS. ¹DESJARDINS INSURANCE REFERS TO DESJARDINS FINANCIAL SECURITY LIFE ASSURANCE COMPANY, A PROVIDER OF LIFE AND HEALTH INSURANCE AND RETIREMENT SAVINGS PRODUCTS.

* View the desktop version of our website for full product details.

Mortgage Line of Credit

For most people, buying a house is their single largest purchase. A mortgage might seem like a straightforward concept, but in fact, borrowing money to purchase a home can come in many forms. Traditional mortgages, lines of credit and All-In-One Accounts are three options to consider.

Once you decide on the type of financing best suited to you, then you must choose fixed or variable interest rates, taxes in or out. Consider everything carefully before signing on the dotted line, just like the house, each individual is different and should consider what suits the situation.

* View the desktop version of our website for full product details.

logo-buss-business-solutions

Here are just some of Buss Financial Group’s key partners for providing our clients with the best product solutions available:

Desjardins Insurance logo

1_GWL

3_Manulife

4_Sunlife

Print

6_AGF

7_CI

8_Fidelity

9-Sirius

8_TD

LIFE AND HEALTH INSURANCE PRODUCTS ARE PROVIDED BY BUSS FINANCIAL GROUP AND MAY BE PROVIDED BY STANDARD LIFE, MANULIFE INSURANCE, DESJARDINS INSURANCE, GREAT WEST LIFE, CANADA LIFE. LIFE AND HEALTH INSURANCE PRODUCTS AND SERVICES ARE NOT AVAILABLE THROUGH DESJARDINS FINANCIAL SECURITY INVESTMENTS INC. (DFS INVESTMENTS) NOR ARE THE INSURANCE PLANS OR SERVICES AVAILABLE AND/OR OFFERED SUPERVISED OR REVIEWED BY DFS INVESTMENTS.